Why Use A Hawaii Lender For Your Mortgage?

Jim and Cathy asked this question on the live show over YouTube:

Regarding pre approval letters, IMHO they are only as good as the Lending Officer that issues it and how much homework on the borrower they have done.

This short clip came from our Aloha Friday Hawaii Real Estate Show which goes live every other Friday on our Hawaii Real Estate YouTube channel or our Living in Hawaii Facebook page

Get educated about Hawaii’s real estate from trusted experts with decades of experience.   Send us yours via the form below for consideration and make sure you give your name and location so we can give you a shout out if we decide to answer it!

 

Show Transcript:

jim and kath is kind of uh chiming in
here record uh require regarding
pre-approval letters in my humble
opinion they’re only as good as the
lending officer that issues it and how
much homework on the borrower they have
done
uh what do you guys think about that
comment like heidi said that’s why a
local lender is so important because
when i’m a listing agent and i have 10
offers and three of them are from from
lenders that i know like and trust and
have done business with many times you
know those are going to have more
credibility than quicken loans or rocket
mortgage or some person that you know i
know you can just qualify online and
even review your documents right so
yes excellent point is only as good as
the lending officer that issues it hence
local lending officers hold are held in
much higher regard than other mainland
etc you know dot coms et cetera so
that’s a really good point