The Dream of Living in Hawaii

Have you ever dreamed of living in Hawaii? With its stunning beaches, vibrant culture, and laid-back lifestyle, Hawaii is a top destination for people seeking a fresh start in paradise.

But beyond the beauty lies a reality many newcomers don’t anticipate — Hawaii has one of the highest costs of living in the U.S. Finding affordable housing, reliable roommates, and navigating the rental market can be challenging.

This comprehensive guide, inspired by the Living in Hawaii show hosted by Carol Spearling and her team, will help you successfully make the move, find a place to live, and thrive in the Aloha State.

Meet the Hosts of Living in Hawaii

The Living in Hawaii show brings together local experts from across the islands who share their personal experiences and tips for relocating.

Hosted by Carol Spearling, who resides on the Big Island, the show features valuable insights from:

  • Sasha Thompson on Oahu
  • Chelsea on Maui
  • Misty Padilla on the Big Island

Each host brings a unique perspective, offering practical advice for newcomers. Whether you’re moving solo or with family, they cover everything from finding roommates to navigating Hawaii’s unique rental landscape.

Their combined knowledge provides an authentic, well-rounded view of what it’s really like living in Hawaii.

Cost of Living in Hawaii: What You Need to Know

Before packing your bags, it’s important to understand the financial realities of living in Hawaii. The islands are known for their breathtaking scenery and warm hospitality, but they also come with high living expenses.

Housing, groceries, utilities, and transportation costs are considerably higher compared to mainland states.

Rental Costs by Island

Rental costs vary by island, but generally follow a similar pattern:

  • Oahu: Expect to pay around $1,000 per bedroom in a shared home or condo. A two-bedroom, two-bath condo may cost upwards of $2,200 per month, often excluding utilities and parking fees.

  • Maui: Rent is similar to Oahu, with three-bedroom condos averaging around $3,500 per month. Many residents share living spaces to make housing affordable.

  • Big Island: Slightly more affordable in some areas, but studio apartments typically start at $1,500. Single-family homes can cost $3,100 or more per month.

Additional Expenses to Consider

Beyond rent, consider these additional expenses:

  • Utilities (electricity, water, internet)
  • Parking fees
  • HOA dues (for condos)
  • Transportation and commuting costs

Most residents find that sharing housing — whether with friends, family, or roommates — is a necessity rather than a choice. As the hosts explain, living in Hawaii is a dream, but one that requires thoughtful financial planning and flexibility.

Why Roommates Are Common in Hawaii

If you’re planning on living in Hawaii, chances are you’ll need to share your home with a roommate. This is not only a cultural norm but often a financial necessity due to the high cost of living across the islands.

The concept of Ohana, or family, plays a big role in shared housing. Many locals live with extended family members, friends, or trusted roommates to split expenses and create a supportive living environment.

As Sasha Thompson from Oahu mentioned on the Living in Hawaii show, “Most people I know don’t live by themselves.” Whether it’s sharing rent, groceries, or carpooling to work, communal living helps offset Hawaii’s high prices.

Roommates are not just about splitting costs; they’re an essential part of the Aloha lifestyle, fostering connection, community, and mutual support.

Finding Rentals in Hawaii: An Overview

Navigating the rental market in Hawaii can be challenging, especially for newcomers. Rentals are often limited in availability and move quickly. Understanding how to search effectively can make all the difference.

Here are a few key factors to consider when looking for housing:

  • Act quickly: Rentals, especially affordable ones, are in high demand and don’t stay on the market for long.
  • Be flexible: You may need to adjust your expectations about size, location, and amenities.
  • Consider shared spaces: Renting a room in a shared home is often more attainable than securing an entire house or condo.

The hosts of Living in Hawaii emphasize the importance of being proactive and persistent in your housing search. Whether you’re on Oahu, Maui, or the Big Island, securing a rental requires patience and flexibility.

What Rent Costs Look Like: A Breakdown by Island

Rent prices vary from island to island, but they all share a common trait: they’re higher than most mainland locations. Below is a breakdown of typical rental costs, based on the insights shared by Carol, Sasha, Chelsea, and Misty.

Oahu

  • Studios start at approximately $1,000 per month.
  • Two-bedroom, two-bath condos typically rent for $2,200 or more, not including utilities or parking.
  • Some areas on the west side may offer slightly lower prices, but the differences aren’t substantial.

Maui

  • Three-bedroom condos average $3,500 per month.
  • Shared living situations are common, with many families and friends cohabiting to make ends meet.
  • Renting from family members or within an Ohana property is a typical arrangement for locals.

Big Island (Hawaii Island)

  • Studios generally start at $1,500 per month, with some including utilities.
  • Three-bedroom, two-bath homes often cost $3,100 or more, especially on the west side.
  • Parking is typically less of an issue compared to Oahu, and some rentals include utilities.

Additional Costs to Keep in Mind

  • Utilities: Some rentals include utilities, but many do not. Expect to budget a few hundred extra dollars per month.
  • HOA fees: Condo rentals may come with additional fees for amenities.
  • Parking: Not always included in condo rentals, sometimes incurring an extra fee.

With these prices, it’s easy to understand why shared housing is the norm. Splitting expenses makes living in Hawaii more accessible and sustainable.

Best Places to Search for Rentals and Roommates

Finding a place to live in Hawaii often requires a blend of traditional search methods and local networking. While the rental market is competitive, there are several reliable platforms and strategies to help you secure housing.

1. Facebook Groups

Social media is one of the most popular ways to find roommate opportunities in Hawaii. Search for local Facebook groups like:

  • Maui Rentals
  • Oahu Roommates
  • Big Island Housing

These groups frequently feature listings for rooms, shared housing, and sublets. It’s also a great place to connect with locals and other newcomers.

2. Craigslist Hawaii

Craigslist remains a commonly used platform for rental listings throughout the islands. You can find:

  • Rooms for rent
  • Entire apartments or homes
  • Temporary subleases

Be cautious and always verify listings in person to avoid scams.

3. Local Newspapers and Bulletins

Although print newspapers have downsized, some still carry rental ads. Look for:

  • Maui News
  • West Hawaii Today
  • Community bulletin boards at grocery stores and cafes

However, as Chelsea from Maui points out, these sources tend to have fewer listings compared to online platforms.

4. Word of Mouth

The Coconut Wireless, Hawaii’s informal communication network, can be a powerful tool. Locals often share rental leads through personal connections, so building relationships is key.

5. What Not to Use

As Sasha humorously advises, avoid using apps like Tinder for finding roommates. While it may feel like speed dating when searching for a housemate, stick to trusted platforms and personal recommendations for the best results.

The Power of Coconut Wireless: Local Networking in Hawaii

coconut wireless

Healthy coconut milk in shell on an resort island. Drink served on an exotic beach.

In Hawaii, word of mouth is everything. Locals refer to this informal network as the Coconut Wireless. Whether you’re looking for a rental, job, or insider tips on the best beaches, someone knows someone who can help.

Why Coconut Wireless Matters

  • Speed: News travels fast. If there’s an available rental, chances are someone you know has heard about it before it’s listed publicly.
  • Trust: Personal recommendations carry weight in Hawaii’s close-knit communities.
  • Background Checks: Locals often rely on the Coconut Wireless to vet potential roommates. Mention a name, and someone is bound to know their reputation.

As Misty explained, Hawaii operates more like a small town despite its many islands. People are connected through family, friends, and community activities. This makes networking a powerful tool for newcomers seeking housing.

Tips for Finding a Compatible Roommate

Choosing the right roommate is crucial, whether you’re the one renting out a room or the one moving in. Compatibility can make or break a living situation, and in Hawaii’s tight housing market, it’s essential to get it right.

1. Interview Thoroughly

Take the time to interview potential roommates. Ask about:

  • Lifestyle habits (work hours, social life)
  • Cleanliness and housekeeping expectations
  • Noise tolerance and privacy preferences

2. Check References

If they’re moving from the mainland, request landlord references and even personal references. Call and verify them. As Carol emphasized, references help ensure you’re bringing someone trustworthy into your home.

3. Discuss Financial Responsibilities

Be clear on:

  • Monthly rent and due dates
  • Utilities and how they’ll be split
  • Security deposits and cleaning fees

Sasha mentioned that most landlords and property managers require tenants to show they make three times the rent in income. Make sure your roommate can meet these financial requirements.

4. Compatibility and Lifestyle Alignment

Chelsea shared her personal experience hosting friends from the Big Island. They worked out:

  • Cooking schedules
  • Laundry days
  • Bathroom usage (important in homes with only one bathroom)

Setting boundaries and expectations early ensures a harmonious living environment.

Legal Considerations for Room Rentals in Hawaii

When entering a roommate arrangement or renting out part of your home in Hawaii, it’s important to understand the legal responsibilities and tenant rights that apply. Whether you’re a landlord or tenant, following Hawaii’s rental laws helps protect everyone involved.

1. Rental Agreements

Even informal roommate arrangements should include a written rental agreement. This document should outline:

  • Monthly rent amount and due date
  • Utilities and how they are divided
  • Length of stay (month-to-month or fixed-term)
  • House rules and expectations

Having a written agreement avoids misunderstandings and can be crucial if disputes arise.

2. Notice Periods

In Hawaii:

  • A 30-day notice is generally required to end a month-to-month tenancy.
  • If a lease agreement exists, 45 days’ notice may be necessary, depending on the terms.

You can’t simply ask a roommate to move out immediately. Even if no formal lease exists, verbal agreements often fall under Hawaii’s landlord-tenant laws.

3. Landlord-Tenant Laws

As Sasha mentioned on the Living in Hawaii show, Hawaii’s laws can favor tenants, making it difficult for landlords to remove non-paying or problematic tenants without following the legal process.

If you’re subleasing a room or home, make sure:

  • You have permission from the property owner or manager.
  • The lease allows subleasing.
  • You are aware of eviction procedures in case issues arise.

Financial Preparedness: Moving to Hawaii Budget Tips

One of the biggest mistakes people make when relocating is underestimating the cost of moving to Hawaii. The hosts on the Living in Hawaii show stress the importance of financial preparation for a smooth transition.

1. Upfront Costs

Most rental agreements require:

  • First month’s rent
  • Last month’s rent
  • Security deposit
  • Cleaning deposit (in some cases)

For a shared room or small apartment, you may need at least $5,000 to $7,000 just to move in.

2. Ongoing Expenses

In addition to rent, budget for:

  • Utilities (electricity can be expensive)
  • Groceries (prices are higher than the mainland)
  • Transportation (fuel costs and car maintenance)
  • Health insurance and other personal expenses

3. Emergency Fund

Plan to have a financial cushion. Unexpected expenses, such as healthcare or job transitions, can be difficult to manage without backup funds.

Carol advises anyone moving to Hawaii to come prepared, both financially and mentally, for the higher cost of living.

Household Rules and Boundaries for Shared Living

Shared living requires clear communication, respect, and agreed-upon boundaries. Roommates who set expectations early are more likely to have positive living experiences.

1. Shared Space Etiquette

Establish ground rules for:

  • Kitchen use (cooking schedules, refrigerator space)
  • Laundry schedules
  • Bathroom time (especially if sharing a single bathroom)

Chelsea shared how her household schedules laundry and meal prep times to avoid conflicts. Respect for each other’s time and space makes communal living much smoother.

2. Privacy and Personal Boundaries

Having your own room doesn’t guarantee privacy unless it’s respected. Discuss:

  • Quiet hours
  • Guest policies
  • Use of shared spaces

Misty emphasized how important it is to set these expectations early to avoid future misunderstandings.

3. Pets and Children

Not all rentals allow pets or are suitable for children. If they are allowed:

  • Clarify pet responsibilities (feeding, cleaning)
  • Set expectations for noise and shared space usage, especially if children are involved

Some landlords may charge extra pet deposits or limit the types of animals allowed, so always check rental agreements for specific policies.

Special Considerations: Pets, Children, and Shared Spaces

When searching for housing in Hawaii, certain factors like pets and children can complicate your rental options. Many landlords have strict rules about who — and what — can live on the property.

1. Pets

It’s often difficult to find rentals that allow pets, especially in condos or shared housing situations. If pets are permitted:

  • Expect to pay pet deposits or additional monthly pet rent.
  • Emotional support animals (ESAs) are legally allowed in most cases, but you may need documentation.

Misty pointed out that while Hawaii law makes exceptions for ESAs, landlords often impose strict policies due to noise concerns and property maintenance issues.

2. Children

While it’s illegal to discriminate against families with children, some housing setups may not be child-friendly. Consider:

  • Noise levels (especially in upstairs units)
  • Safety features (yards, fencing)
  • Shared space expectations with roommates who may not have kids

Carol mentioned the importance of being upfront about family needs when searching for rentals or roommates.

3. Shared Spaces

In shared living environments, it’s crucial to:

  • Define responsibilities for communal areas like the kitchen and living room.
  • Schedule shared bathroom time, especially when kids are involved.
  • Maintain clear communication to prevent misunderstandings.

Building a Community: How Roommates Help You Integrate

One of the hidden benefits of having roommates in Hawaii is the opportunity to build connections and community. Moving to Hawaii can feel isolating at first, but sharing a home often opens doors to social opportunities.

1. Joining Local Activities

Many roommates introduce newcomers to activities such as:

  • Canoe clubs
  • Pickleball leagues
  • Beach cleanups and cultural events

Chelsea highlighted how sharing a home with others can lead to joining new social circles and embracing the local Ohana culture.

2. Embracing the Aloha Spirit

Living with locals allows you to experience:

  • Hawaiian customs and traditions
  • Language and cultural etiquette
  • Deeper integration into the community

Sasha emphasized that living with a local family or housemate fosters a sense of belonging and respect for the Aloha lifestyle.

3. Mutual Support

Roommates often provide:

  • Networking opportunities for jobs
  • Help with transportation or errands
  • Emotional support when adapting to island life

Misty described how living together creates an extended Ohana that’s essential for thriving in Hawaii.

Common Scams to Avoid When Finding Housing in Hawaii

The Hawaii rental market has its share of scams, especially targeting newcomers unfamiliar with local practices. Here’s how to protect yourself.

1. Too Good to Be True Listings

Beware of:

  • Listings priced well below market rates
  • Landlords who refuse in-person meetings
  • Requests for wire transfers or cash payments upfront

If something seems suspicious, trust your instincts.

2. Fake References

As Misty cautioned, some scammers provide phony references or fake landlords. Always:

  • Call references directly and ask detailed questions
  • Research the landlord’s name and property manager online
  • Confirm the listing exists by visiting the property or having a trusted contact check it out

3. Verifying Property Ownership

Check Hawaii’s public records to confirm the property owner. If the person listing the rental isn’t the owner or legally authorized agent, it could be a red flag.

4. Use Trusted Sources

Stick to reputable platforms and rely on Coconut Wireless recommendations from locals when possible. Carol stressed that knowing someone who knows the landlord can give you peace of mind.

Final Thoughts from the Living in Hawaii Team

After hearing insights from Carol, Sasha, Chelsea, and Misty on the Living in Hawaii show, a few key takeaways stand out for anyone considering making the move.

1. Living Together Is the Norm

As Sasha mentioned, most locals live with family or roommates. It’s a respected and practical way to manage the high cost of living.

“If you’re dating someone and they live with their mom and grandma, that’s not a bad thing in Hawaii — that’s Ohana!”

2. Be Open to the Ohana Lifestyle

Chelsea emphasized that sharing space with locals not only makes housing more affordable but also helps newcomers integrate into the community.

“Living with locals is the best way to become part of the Ohana here in Hawaii.”

3. Patience and Preparation Are Key

Carol reminded viewers to be patient and financially prepared. Take time to find the right place and the right people to live with, and always do your homework before committing.

“Be patient and do your research. Moving here is a big step, and preparation makes it a smooth one.”

Contact Living in Hawaii: Get Expert Help!

Thinking of moving to Hawaii? The Living in Hawaii team is here to help! Whether you have questions about:

  • Finding rentals or roommates
  • Understanding rental agreements
  • Adapting to the Aloha lifestyle

Reach out to:

  • Carol Spearling on the Big Island
  • Sasha Thompson on Oahu
  • Chelsea on Maui
  • Misty Padilla on the Big Island

You can connect with them via the Living in Hawaii show’s website, Facebook page, or through direct messages on social media. They’re happy to share insights and answer your questions!

Conclusion: Embrace the Aloha Lifestyle

Relocating to Hawaii is a dream for many, but it comes with unique challenges. By understanding the rental landscape, budgeting realistically, and embracing shared living, you’ll be better prepared to make the move.

Living with roommates not only eases financial burdens but also opens doors to new friendships and cultural experiences. As Carol and the team shared, living in Hawaii isn’t just about a place — it’s about becoming part of a community grounded in Aloha and Ohana.

So, if you’re ready to make Hawaii your home, start by building connections, doing your research, and embracing the spirit of Aloha.

Frequently Asked Questions (FAQs)

1. Is it expensive to live in Hawaii?

Yes, Hawaii has one of the highest costs of living in the United States. Housing, groceries, utilities, and transportation are all more expensive compared to mainland states. Sharing housing with roommates is a common strategy locals and newcomers use to manage expenses.

2. How do I find a roommate in Hawaii?

You can find roommates through:

  • Facebook groups specific to each island (e.g., Maui Rentals, Oahu Roommates)
  • Craigslist Hawaii
  • Local networking, known as the Coconut Wireless, which relies on word-of-mouth connections Always interview potential roommates thoroughly and check references before moving in together.

3. What should I budget for moving to Hawaii?

When relocating to Hawaii, it’s recommended to have at least $5,000 to $7,000 saved. This covers:

  • First and last month’s rent
  • Security deposit
  • Moving expenses
  • Initial living costs, such as groceries, transportation, and utilities
    Additionally, it’s wise to have an emergency fund for unexpected costs.

4. Are pets allowed in most Hawaii rentals?

Many rentals in Hawaii have restrictions on pets. If pets are allowed:

  • Expect to pay an additional pet deposit or monthly pet rent
  • Emotional support animals (ESAs) are typically permitted with proper documentation
    It’s important to confirm pet policies with landlords before signing any rental agreements.

5. What is the Coconut Wireless in Hawaii?

The Coconut Wireless is a local term for Hawaii’s informal communication network. It’s how news, job opportunities, and rental listings often spread by word of mouth. Building connections with locals is one of the best ways to find trusted housing leads and avoid rental scams.