Aloha and welcome!
Whether you’re buying a home, investing in a second property, or just trying to make sense of your tax bill, understanding Hawaii’s unique property tax system is essential. In this video, Cara Crimmins, Patrick Chandler, and Mara Miller dive deep into the complexities of property taxes across Oʻahu, Maui, and the Big Island. Watch below for the full discussion — or read on for the key takeaways.
Why Property Taxes in Hawaii Are So Confusing
Unlike most mainland states, Hawaii’s property taxes vary widely depending on island, property use, ownership status, and even age of the homeowner. Oʻahu, Maui, and the Big Island all have different tax brackets, assessment systems, and exemption policies. This means what applies in one county might not apply in another.
For example, did you know that missing a simple form submission can cost you thousands in extra taxes? Or that short-term rentals and second homes are taxed at dramatically higher rates?
Exemptions, Deadlines & Costly Mistakes
From homeowner exemptions to agricultural use plans, Hawaii offers a variety of ways to reduce your property tax bill — but only if you file correctly and on time. Each county has its own deadlines (some as early as September 30th) and missing them often means you’ll be locked into a higher tax rate for an entire year.
Host Patrick Chandler, who serves on the appeals board for the City & County of Honolulu, shares insider tips on how assessments work, how to appeal, and how to stay out of trouble. You’ll also hear real-world stories of buyers who unknowingly inherited higher taxes due to exemption mismatches between buyer and seller.
Why You Should Watch This Video Before Buying in Hawaii
Don’t rely on outdated Zillow estimates or guesswork. This video unpacks everything from:
- County-by-county tax rates
- Homeowner vs. non-owner-occupied classifications
- How assessed values are calculated
- Appeal windows and what paperwork you need
- Tax breaks for veterans, seniors, and agricultural landowners
If you’re serious about buying, investing, or just protecting your current home, this is must-watch insight straight from local experts who know Hawaii’s tax system inside and out.
Takeaway: Don’t Let Taxes Surprise You
Hawaii may have some of the lowest property tax rates in the country — but that only applies if you know how to claim the right exemptions, meet deadlines, and file the right paperwork. The good news? You don’t have to figure it out alone.
Watch the full episode now and learn what every Hawaii homeowner and buyer needs to know before their next tax bill arrives.
Questions or need help navigating Hawaii real estate?
Reach out to our expert hosts or leave a comment on the video. We’re here to help you make paradise home — without getting blindsided by property taxes.
